Bisnis.com, JAKARTA - Finance company PT BCA Finance is optimistic about achieving profit before the Covid-19 pandemic era, considering the supportive economic conditions ahead of the 2021 book closing period. BCA Finance President Director Roni Haslim revealed that the distribution of new financing (booking) and the resulting operating income could not be equal to the period before the pandemic. This was mainly because the Covid-19 case had peaked again in the third quarter of 2021, causing the government to re-implement community activity restrictions (PPKM). "Finally, the booking target for this year is around Rp. 23 trillion. Although it is still far from Rp. 33.2 trillion in 2019, it has grown significantly compared to the achievement in 2020 which was only Rp. 15.59 trillion," he said, Thursday (11/18/2020). 2021). Most recently, BCA Finance bookings reached IDR 17.36 trillion as of the end of September 2021, thanks to several drivers, such as the extension of the sales tax on luxury goods (PPnBM) by 100 percent for several types of new cars and relaxation that allows low down payments (DP) for consumers. loyal. Meanwhile, Roni added that one of the positive influences on the improving national economic conditions in this period, namely the potential to return net profit after tax (NPAT) back to the 2019 period. This is mainly because customers who have received restructuring have recovered and paid the installments again, so that the burden of the allowance for impairment losses on receivables that had skyrocketed can be reduced. As an illustration, a subsidiary of PT Bank Central Asia Tbk. (BBCA) also experienced this throughout the 2020 period so that net profit fell 28.78 percent (year-on-year/yoy). "The target for NPAT at the end of the 2021 period is the hope that it will reach Rp. 1.7 trillion. Similar to the NPAT in 2019 of Rp. 1.71 trillion, after yesterday it was only Rp. 1.22 trillion," he explained. Based on BCA Finance's financial report in the first semester of 2021, BCA Finance's net profit has indeed seen a significant increase from Rp474 billion in June 2020 to Rp804.14 billion in June 2021. Exactly like the phenomenon mentioned above, this is because the total burden can be further suppressed from the previous more than Rp1 trillion in June 2020 to Rp634.32 billion in June 2021, although the revenue side is still recorded to be stagnant at around Rp1.65 trillion.