KONTAN.CO.ID - JAKARTA. PT Adira Dinamika Multi Finance Tbk (Adira Finance) recorded a stable non-performing loan (NPF) ratio of 2.3% until June 2025.

Sartika Lubis, Head of Investor Relations & Research at Adira Finance, stated that the company's stable NPF ratio is supported by a number of consistently implemented strategies.

"NPF remains within the company's internal limits and below the industry average," Sartika told Kontan on Tuesday (July 8).

Sartika stated that the company applies prudent principles in financing disbursement, strengthens the collection process, and selectively segments financing according to the company's risk appetite.

Adira's total financing disbursement until June 2025 was recorded at IDR 16.2 trillion.

Industry-wide, according to the latest data from the Financial Services Authority (OJK), the gross non-performing loan (NPF) ratio for finance companies reached 2.57% as of May 2025, up from 2.43% year-on-year (YoY).

Meanwhile, multifinance receivables were recorded at IDR 504.58 trillion, representing a 2.83% year-on-year growth.