KONTAN.CO.ID - JAKARTA. PT BFI Finance Indonesia Tbk (BFIN) recorded growth in new financing disbursements through the third quarter of 2025.

As of the end of September 2025, the company recorded new financing realization worth IDR 16.4 trillion, a 15.2% year-on-year (yoy) growth. This increase also boosted managed receivables to IDR 26 trillion, a 13% year-on-year increase.

BFI Finance President Director Sutadi stated that this positive performance is the result of a business strategy based on quality financing and strong corporate governance.

"We continue to strengthen service innovation and process efficiency to maintain the trust of consumers and business partners," Sutadi said in an official statement on Thursday (10/30/2025).

In detail, the company's financing portfolio is still dominated by the car-secured segment at 51.1%, followed by motorcycle-secured financing at 7.6%, and car purchase financing at 17.3%.

Meanwhile, heavy equipment and machinery financing contributed 14.9%, property-backed financing 5.4%, and Sharia and other financing 3.7%. Overall, BFI Finance's assets reached IDR 25.4 trillion, a 5.5% year-on-year increase.

The company's Non-Performing Financing (NPF) ratio was recorded at 1.55% (gross) and 0.26% (net), significantly better than the industry average of 2.51% as of August 2025 (Financial Services Authority data).