KONTAN.CO.ID - JAKARTA. PT Adira Dinamika Multi Finance Tbk (Adira Finance) recorded heavy equipment financing of IDR 374 billion through the third quarter of 2025.

The performance of this segment is still supported by the mining sector, which contributes around 70% to the company's total heavy equipment financing.

Adira Finance Director, Sylvanus Gani, stated that the decline in Indonesian coal exports to China has the potential to impact demand for heavy equipment financing. This is because a number of mining companies are tending to postpone expansion and purchasing new units.

"To strengthen the performance of this segment, we are expanding our heavy equipment financing lineup and increasing our marketing workforce to reach customers nationwide," Gani told Kontan on Monday (October 31, 2025).

In addition to expanding market reach, Gani stated that Adira Finance remains cautious in disbursing financing in this segment, paying attention to risk and maintaining credit quality.

Adira Finance's non-mining sectors include agriculture, construction, transportation, real estate, and other sectors. This diversification step is expected to maintain business stability amidst fluctuations in the commodity industry.