KONTAN.CO.ID - JAKARTA. PT BRI Multifinance Indonesia (BRI Finance) explained that the multipurpose financing segment still plays a strategic role in supporting performance amidst motor vehicle sales that have not yet fully recovered.

BRI Finance President Director Wahyudi Darmawan stated that the multipurpose financing segment is considered capable of meeting the public's liquidity and consumption needs more flexibly.

However, the company continues to prioritize prudent principles and disciplined risk management to maintain financing quality.

"Amidst motor vehicle sales that have not yet fully recovered, we believe multipurpose financing will still have a strategic role as a supporter of growth in 2026," Wahyudi told Kontan, Wednesday (January 21, 2026).

Until the end of 2025, BRI Finance's multipurpose financing distribution will undergo adjustments in line with market dynamics. Nevertheless, this segment will still make a significant contribution to the company's total financing portfolio.

Looking ahead, BRI Finance assesses that the prospects for multipurpose financing remain quite good, although its growth strategy will be implemented more selectively.

The company also continues to strengthen risk management to maintain portfolio quality amidst still-challenging market conditions.

Entering 2026, BRI Finance is not setting an aggressive growth target for multipurpose financing.

The company is focusing its strategy on healthy and sustainable portfolio management, while selectively capturing financing opportunities in line with the company's risk profile.