KONTAN.CO.ID - JAKARTA. PT CIMB Niaga Auto Finance (CNAF) recorded multipurpose financing performance reaching IDR 7.58 trillion as of December 2025.

This figure contributed approximately 82% of CNAF's total new financing disbursement of IDR 9.25 trillion.

CNAF President Director, Ristiawan Suherman, stated that multipurpose financing remains a major contributor to the company's performance, as the automotive market continues to face pressure.

"With a challenging market situation and projected stagnant growth in the automotive segment, multipurpose financing remains a key driver of CNAF's performance," Ristiawan told Kontan on Wednesday (January 22, 2026).

To seize this opportunity, CNAF is prioritizing a digitalization strategy with a focus on speed and simplification of the financing application process.

This step is expected to make it easier for customers to access financing services.

"With digitalization, CNAF is ready to become a financial solution for those in need of financing," he concluded.

In addition to the multipurpose financing segment, Ristiawan said that CNAF is also diversifying into a number of other segments, such as gold financing, Hajj financing, and the commercial sector.