KONTAN.CO.ID - JAKARTA. PT Adira Dinamika Multi Finance Tbk (Adira Finance) is monitoring the potential impact of the termination of incentives for electric motorcycles on financing growth in this segment.

Adira Finance's Director of Sales, Service & Distribution, Niko Kurniawan, stated that the previous incentives accounted for a significant portion of the price of electric motorcycles, thus influencing people's purchasing decisions.

"For electric motorcycles, the value is quite large compared to the motorcycle price. For cars, it's around 10%, while for electric motorcycles, it can be 30% to 40% of the price. So, it's quite influential," Niko said at a media gathering at Jiexpo on Thursday (February 12, 2026).

He added that the termination of incentives has the potential to hinder financing for electric motorcycles, although the direction of the policy remains dependent on future government decisions.

"Well, it depends on the government. We're trying to help, but this situation has the potential to hinder financing for electric motorcycles," he said.

Adira Finance stated that it will comply with applicable policies and adjust its business strategies to market conditions. The company also continues to support sales through collaboration with dealers and participation in promotional activities and exhibitions to maintain consumer interest in electric vehicles.

To support electric vehicle financing performance in 2026, Adira Finance will implement several strategies, including offering attractive promotional programs, expanding collaboration with various electric vehicle brands, including new players, and providing competitive, flexible, and tailored financing solutions to customer needs.

For information, Adira Finance recorded a total of IDR 750 billion in electric vehicle (EV) financing disbursement in 2025. However, the majority of the company's electric vehicle financing came from the electric car segment.