KONTAN.CO.ID - JAKARTA. PT Clipan Finance Indonesia Tbk (CFIN) projects that its profitability performance will be maintained in 2026, along with the strengthening of its established business strategy.

Harjanto Tjitohardjojo, President Director of PT Clipan Finance Indonesia Tbk, stated that the company targets to maintain profitability growth through a number of implemented business strategies.

"In 2026, the company targets to maintain profitability growth in line with the strengthening of its established business strategy," Harjanto told Kontan recently.

To encourage financing growth while maintaining asset quality, the company is implementing a more selective and measured strategy. This strategy is implemented through a focus on financing portfolio diversification, strengthening risk management, and utilizing digital technology to improve operational efficiency.

"With an adaptive approach to interest rate dynamics, the company targets to maintain margin stability and cost of funds efficiency going forward," he said.

For example, PT Clipan Finance Indonesia Tbk recorded a net profit of Rp 212.22 billion throughout 2025. Based on the financial report in the information disclosure of the Indonesia Stock Exchange (IDX), the net profit decreased 1.20% year-on-year (yoy) compared to Rp 214.80 billion in 2024.