KONTAN.CO.ID - JAKARTA. PT Buana Finance Tbk (BBLD) recorded growth in new financing disbursements and financing receivables throughout 2025, amidst pressure from macroeconomic conditions that have not yet fully recovered.

Buana Finance Finance Director Mariana Setyadi stated that the company's new financing disbursements reached IDR 4.3 trillion in 2025, growing 5.13% year-on-year (YoY).

This disbursement was still dominated by the consumer financing segment, amounting to IDR 3.11 trillion, while the remainder came from finance leases and factoring, amounting to IDR 1.18 trillion.

In terms of portfolio, the company's financing receivables reached IDR 6.57 trillion in 2025, growing 7.05% YoY.

The largest contribution came from consumer financing, accounting for 79.20%, followed by finance leases and factoring, at 12.71%.

This growth in receivables contributed to the company's assets increasing to IDR 7.15 trillion, a 7.72% year-on-year increase.

However, the company's net profit actually declined to IDR 13.48 billion in 2025.

This decline was influenced by unstable economic conditions and a 44.71% increase in the provision for impairment losses.

Consequently, the Non-Performing Financing (NPF) ratio increased to 3.12% in 2025, compared to 1.97% the previous year, reflecting increased financing risks amid economic pressures.

To maintain performance, the company implemented various risk mitigation measures, including strengthening its collection strategy, operational efficiency, and optimizing its business portfolio.

"These strategic steps are expected to support sustainable business growth and provide added value for all shareholders," said Mariana.

At the Annual General Meeting of Shareholders (AGM) on May 18, 2025, shareholders also approved the use of net profit for the 2025 financial year and the distribution of dividends.