KONTAN.CO.ID - JAKARTA. Financing company PT Summit Oto Finance (SOFN) recorded positive performance in the first half of 2026. This positive performance is reflected in the growth of the company's revenue and net profit.

Based on financial statements published via the Indonesia Stock Exchange's information disclosure, Summit Oto Finance recorded a net profit of Rp 300.46 billion in the first half of 2026. This figure represents significant growth of 206.81% compared to the same period last year, when profit stood at Rp 97.93 billion.

A closer look reveals that, despite rising expenses, Summit Oto Finance's profit growth was driven primarily by a significant increase in revenue.

The company's total revenue was recorded at Rp 2.47 trillion for the first half of 2026. This represents significant growth of 21.08% compared to the same period last year, when revenue was Rp 2.04 trillion.

The primary contributor to the company's revenue in the first half of 2026 was third-party revenue, amounting to Rp 2.40 trillion. This figure grew by 20.6% compared to the same period last year, when it stood at Rp 1.99 trillion.

Summit Oto Finance's total expenses were recorded at Rp 2.08 trillion in the first half of 2026. This represents an increase of 8.9% compared to the same period last year, when expenses were Rp 1.91 trillion.

Meanwhile, the company's assets, equity, and liabilities all saw growth. Specifically, Summit Oto Finance recorded assets of Rp 19.28 trillion in the first half of 2026. This figure grew by 16.28% compared to the figure at the end of 2025, which was Rp 16.58 trillion.

The company's total equity was recorded at Rp 3.83 trillion in the first half of 2026. Its value grew by 14.67% compared to the figure of Rp 3.34 trillion recorded at the end of 2025.

Similarly, Summit Oto Finance's liabilities grew by 16.69%, rising from Rp 13.24 trillion at the end of 2025 to Rp 15.45 trillion in the first half of 2026. Meanwhile, the company's Non-Performing Financing ratio stood at 0.27% in the first half of 2026.